Charles Derby Consultancy can also help to remortgage your property. The following are considerations you should make:-

1. The amount of equity in the property (if any)

2. The amount of savings or cash you have available (rainy day fund)

3. The purpose of the borrowing (do you have to remortgage at all?)

4. Your current mortgage arrangements

With the onset of the credit crunch, many people have seen the equity in their property drastically reduced. However, we may still be able to help clients who are wanting to remortgage. For example, you could remortgage your property and borrow for an extended period which would reduce your monthly outgoings. Although this may increase the amount to be paid over the long term.

When you remortgage your property, Charles Derby Consultancy can provide you with expert advice to ensure that you select the correct product for your needs and circumstances.

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